Life Insurance
Get coverage built to protect your family.
Our comprehensive life insurance plans are designed to provide you with peace of mind, knowing that your loved ones will be protected no matter what life brings. Explore our diverse range of life insurance offerings tailored to meet your unique needs.
Coverage &
Policies
See all the different ways Basic Trust can help protect your Income and family.
Discount
Want to save on your Life Insurance premium? Basic Trust Insurance Broker is here to find the best cost saving insurer.
Want to make a Claim?
Basic Trust Will stay with you all thought to the time you make a claim and get paid by an insurer.
What risks does your policy cover?
Life insurance policies are designed to provide financial protection against various risks and uncertainties that could affect the insured’s family and dependents. Understanding the risks covered by life insurance helps you make an informed decision when selecting the right policy.
Death of the Insured
Terminal Illness
Critical Illness
Accidental Death
Disability
Waiver of premium
Life Insurance Products
We understand that life is unpredictable. Our commitment is to ensure that you find the perfect policy that guarantees financial security for your family.
Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Varitable Life Insurance
Home
Vehicles
Life
Business
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Term life insurance provides coverage for a specific period, while whole life insurance offers lifetime coverage and includes a cash value component.
Yes, with Universal and Variable Life Insurance plans, you can adjust your coverage and premiums as your needs change.
Consider your financial obligations, such as debts, living expenses, and future goals, to calculate an adequate coverage amount. Our advisors can assist you with this assessment.
Most policies have a grace period. If you miss a payment, you typically have some time to make the payment without losing coverage. Specifics depend on the policy terms.
Term life insurance policies often come with conversion options, allowing the policyholder to convert their term policy into a permanent one without undergoing a medical exam, providing long-term coverage and added peace of mind.
Some policies include inflation protection to ensure that the death benefit maintains its value over time, keeping pace with inflation and ensuring that beneficiaries receive adequate financial support.